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Insurance for farmers and growers

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Farming insurance may not be top of your ’to do’ list but, for farmers and growers, it might be worth reviewing your cover – sooner rather than later.

As prices, especially of grain, have soared since Russia’s invasion of Ukraine in February, it’s possible that some farmers may be at risk of being under-insured.

In the driest July for 100 years across eastern England, fires on farms have been making headlines. While winter crops have been harvested, stores of valuable grain need to be properly insured.

Likewise, the replacement cost of fuel has increased significantly over the past 12 months and the price of fertilisers has soared. This, coupled with the buoyant machinery market, could easily result in your cover not meeting the costs associated with any loss or damage. 

It may be worth checking with your insurance agent or broker that your current and future policies are fit for purpose.

Need help?

If you’d like to discuss this in more detail, please get in touch with your usual Larking Gowen contact. You can find contact details in the Our People section of our website. Alternatively, call 0330 024 0888 or email

CJ Pollitt


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Larking Gowen


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